CGL Insurers Ordered to Defend Defective Construction Claim: Westridge Construction v Zurich (Sask.CA); Excess Insurer Not Liable for Defence Costs: ING v Federated (Ont.CA); Apportionment of Defence Costs in Sex Abuse Claim: Sommerfield v Lombard (Ont.Sup.Ct.); Duty to Indemnify, but No Duty to Defend: BC v Surrey School District (BCCA); Mortgage Clause Trumps Material Change: RBC v State Farm (SCC (Ont)); Duty to Defend Not Triggered by Defence Allegations: Hamel v Lombard (NSCA); ‘Litigation Bad Faith’ and Repudiatory Conduct: Nelson Marketing v Royal & Sunalliance (BCSC)

 

 

Fire Statutory Condition ‘Unreasonable in its Application’: Case Comment on Marche v Halifax Ins. (SCC, NS); Fraud by Insured in Presenting Evidence of Value Defeats Entire Claim: Alavie v Chubb Ins. (Ont.CA); Misrepresentation of Accounting Controls voids Financial Bond Coverage: W.H. Stuart Mutuals v London Guarantee (Ont.CA); Fraudulent Insureds Must Repay Previous Related Claim Payments: Axa Gen’l v Gottlieb (Eng.CA); Service Contractor held to have Insurable Interest in WTC: Zurich American v ABM Industries (USCA 2nd Ct.); No Contingent Time Element Cover for Expense resulting from Supplier’s Power Interruption: Pentair v American Guarantee (USCA 8th Ct.)

 

One Year Limitation Period Applied to Liability Claims: Case Comment on Canadian Northern Shield v Demers (B.C.); Coal Dust Pollution Not Excluded under CGL: Palliser Regional School Div. v Aviva (Alta.); Undisclosed Medical Condition Voids Auto Policy: Lucow v Canadian Direct (BC); Duty to Defend Residential Schools Claims: Jesuit Fathers v Guardian (Ont.CA); Builders Risk: Faulty Design, Extra Expense, and Sue & Labour: CNR v Royal and Sunalliance (Ont.); Intentional Fire, Accidental Damage: RDL v Co-operators (Man.CA); Use or Operation of a Motor Vehicle: AXA v Dominion (Ont.CA); Duty to Defend Motions Limited to Facts Alleged: Marjak Services v ICBC (BCCA), Halifax v Innopex (Ont.CA); Unintentional Discrimination: Fraser v ING (BCHRT)

Record Punitive Damages Verdict Endorsed; Public Adjuster's Fee Allowed: 1018202 Ont. Ltd. v Hamilton Twp. Farmers Mutual (Ont.); Causal Connection requirement in Advertising Liability coverage: prairieFyre Software v St. Paul Fire & Marine (Ont.C.A.); Breach of Warranty in one Policy period; Loss after Renewal: LLA Logging v SGIO (Sask.C.A.); Materiality and Prejudice: Skuratow v Commonwealth Ins. (B.C.S.C.); Excluded Peril, or ‘Underlying State of Affairs'?: Midland Mainline v Eagle Star (Eng.C.A.)

 

Tax Gross-up and Management Fees: Case Comment on Townsend v Kroppmanns (SCC, B.C.); Limitation Period in Fire Statutory Conditions does not apply to flood claims, unless clearly provided for in policy terms: Fenrich v Wawanesa Mutual (Alta. Q.B.); Are You In, or Are You Upon? Theft from Vehicle Exclusion in a Jewellers Block policy: EMMI Inc. v Zurich American (Calif. Sup. Ct.); Patent Infringement Claims under Advertising Liability coverage: Amazon.com Int’l Inc. v American Dynasty Surplus Lines, and Autosox USA Inc. v Northern Ins. Co. (Wa.CA)

 

Duty to Defend Residential Schools Claims: Jesuit Fathers v Guardian (Ont.); ‘Professional Services’ Exclusion Encompasses Claim by Non-Client: Mantini-Atkinson v The Co-operators (Ont.); No Homeowners Coverage for Internet Defamation: Hodgkinson v Economical Mutual (Ont.C.A.); “One Cause” Found, Exclusion Applied to Successive Causation case: Algonquin Power (Long Sault) Partnership v Chubb (Ont.); Plaintiff’s Counsel Ordered to Pay Costs in Unsuccessful Bad Faith Claim: Chaplin v Sun Life (B.C.)

 

 
Creation and Waiver of Litigation Privilege: Case Comment on Ng v Royal & SunAlliance (BCSC) and Marion v Wawanesa (Alta.); Bifurcation of Bad Faith Actions: Sempecos v State Farm (Ont.CA); Defence Owed by Homeowner’s Insurers, to ‘negligent supervision’ claims in Motor Vehicle Actions: Fitzgerald v Co-operators (NSSC) and Dominion v Axa (Ont.); Jeweller’s Warranty Held Deficient: Ancaster Jewellers v Pafco (Ont.CA); Reinsurer’s Obligation to Honour Settlement: Assicur. Generali v CGU Int’l (Eng.QB)

 

 
No Coverage for Home Damaged by Foster Child: Riordan v Lombard (BCCA); E&O Claims: One Limit, or Two? How Many Deductibles?: Countrywide Assured Grp. v Marshall (Eng.CA); Subrogation, or Contribution? Pacific Forest Products v AXA Pacific (BCCA)

 

Loss of Chance in Personal Injury: Case Comment on Gregg v Scott (Eng.CA.); Mysterious Disappearance: Trenville Farms v Wawanesa (Alta.); Appraisal of Public Adjuster’s Fees: 854965 Ontario Ltd. v. Dominion (Ont.); Is it Bad Faith to Meet with your Own Expert? Continental Ins. Co. v Almassa Int’l Inc.(Ont.)

Insurers Stumble on Concrete Liability: Alie v Bertrand Frere Const. (Ont.CA); U.S. Court Limits Punitive Damages to Impact within State Border: White v Ford Motor Co. (USCA 9th Ct.); “That Particular Part”: Continental Stress Relieving Services Inc. v. CGU Canada (Alta) and Danric Const. v Cdn. Surety (BC)