Insurance Law

For decades, Guild Yule has acted for many of North America’s leading property and casualty underwriters, defending actions against their insureds, prosecuting subrogated claims for recovery, and protecting their interests in policy coverage suits. Our practice also encompasses the fields of accident and disability insurance. We provide legal counsel with respect to claims throughout Western Canada, and our opinion is sought from insurers on risks insured internationally. We work closely with our clients’ claims professionals to develop case management strategies tailored to the particular claim, and to identify and implement alternative methods of dispute resolution. The firm also advises clients in the insurance industry as to corporate matters such as registration and licensing requirements.

Coverage

We are proud of having one of the most respected coverage practices in the Province. We have a long history and broad range of experience in advising clients of the rights and obligations arising out of policies covering all aspects of risk, examples of which include E&O, CGL, D&O, Marine, Surety and Performance Bonds, and Business Interruption. We are frequently retained to defend clients in coverage actions, contribution claims from other insurers, to enforce subrogation rights, and to assist in drafting new policy wordings.

Subrogation

We have significant experience representing insurers in the recovery of indemnity payments from third party tortfeasors. We provide practical advice to our insurer clients on cost-effective management of subrogated claims, from before payment is made, and through litigation, if it becomes necessary. We use strong negotiating skills to increase the amounts recovered by our clients in the proactive and timely recovery of payments.